Jim Rogers, a clerk in a real estate office, has been sent to the bank to make the daily deposit. On his way he overhears a quarrel between a man and his wife and goes into their back yard to act as mediator. During his rather strenuous labor, he hangs his coat on the fence and Smooth Dan Tracy happens along, who abstracts the bank book and money. Rogers merely gets a beating for his interference and then finds he has lost the money. His employer promptly discharges him. His efforts to obtain work are unavailing and he is on the verge of starvation when Dan Tracy happens along and suggest that he assist him in wrecking the pay train. Rogers is so weak and hungry, that he assents to the scheme. The protestations of his wife against his associations with Tracy have so much weight that when that desperado attacks the station operator, Rogers interferes and again gets the worst of it, being knocked into a state of unconsciousness by the maddened Tracy. The latter gets the switch-key and rushes sway to wreck the oncoming pay train. The faithful wife escapes from her room, rushes to the station, revives her husband and the operator and they all rush to the switch that has opened. They overpower Tracy and close the switch as the pay train thunders by to safety.