George Ingraham is refused a loan by all the money lenders in town, until one of them accidentally discovering that a vein of gold runs through Ingraham's land, offers to lend him the money on the property, with the understanding that he is to take possession if the money is not paid back by 12 o'clock noon on September 30th. Mr. Orr, the young government assayer, who had been notified of the find, meets Grace Ingraham and becomes very much interested in her. While out riding together on the morning of the 30th, the girl tells the man that her father is about to lose his property, as he is unable to pay off the mortgage due that day. When he finds that both father and daughter are ignorant of the fact that gold has been discovered on their land, he is furious, and getting the money himself, gives it to the girl, who is able to pay it off just in time to save her father's property.