Anesthesist Doug Peeno hopes to pay for the legal costs of preventing his son Bryan being left in his first wife's bad custody with he proceeds of his present wife Linda's new job. She's the first graduate in her family and eagerly accepted a posting as medical officer in a coldly-greedy medical insurance company. Bening confronted with the medically unacceptable consequences of technically denied treatments, she rebels and finds even payments she approved were often withheld anyway.