Ada Choi is a reincarnated thief who was previously male - but in his new life he looks like Ada Choi. Ada has the ability to see bad things in the future, which is great because she becomes an insurance salesperson. Great for her clients, that is. Her 100% payout rate bankrupts the company, and from them on her new powers continue to bring her trouble. Michael Tong turns up as a triad boss/love interest, while Pang Dan shows up as the jealous moll. Sadly, Ada has been cursed by Heaven to be loveless, which means that she'll have major problems if she falls in love.