Indumati lives with her step mother Sushila (Vahinisaheb) in their palatial home in a small village, Indumati loves to live a simple life and spends her time with village girls and also dresses like them,Sushila is not happy with her life as she became widow at a young age and after Indumati grew up she doesn't have full rights to the property.Sushila's brother Ganu comes to her house where Sushila shares a secret with him that when Indumati was 10 years old on a stormy rainy day she wanted a coconut from coconut tree their servant Narsu climbed the tree in heavy rains while coming down he jumped on a stone mistakenly and died and his wife became insane everyone since believe that the tree his haunted and Narsu's spirit is around it.Shekar a Bombay based Doctor comes to the village with proposal to marry Indumati after some funny moments their marriage is about to take place but Indumati gets possessed by spirit of Narsu and decides to give her life to him but Shekar says that he will try his best to free Indumati from evil spirit.