Two convicts, one charismatic (Willis) and the other a hypochondriac (Thornton), break out of prison and immediately start a bank robbing spree, kidnapping bank managers, spending the night with their families, then going with the managers in the morning to rob the banks. Using a dim-witted stunt man as their getaway driver and lookout, the three successfully pull off several jobs (even gaining the attention of a television show about American criminals), and become known as "The Sleepover Bandits." Things are going great until the bank managers begin to realize that the robbers are non-violent and therefore no threat to them or their employees, changing the game for the Bandits. To add to the complications, a bored & unhappy housewife (Blanchett) ends up in the hands of the criminals, and begins to have romantic feelings for both Willis and Thornton, causing a sticky love triangle.