After their adventure at Bernie's weekend house (events of "Weekend At Bernie's") accountants/programmers oafish Larry and uptight Richard return to New York only to have the insurance company they all worked for blame them for Bernie's theft of $2 million--and fire them. Larry and Richard investigate and discover that the money is somewhere in St Thomas in the Virgin Islands. Meanwhile, the Cartel Bernie was stealing the money for hires a Voodoo Queen to help them find the money. She tells Henry and Charles to steal Bernie's body and raise it from the dead to lead them to the money. Unfortunately Henry and Charles goof and Bernie can only move when he hears music. Richard, Larry, and Bernie all go to St Thomas to find the money with Claudia's aid, tailed by company security officer Hummel, who believe that Larry and Richard stole the money as well as Henry and Charles. Who will get to the money first?.