John Spaulding saves Helen Molloy-Smythe and her mother, who has recently acquired great wealth, from a train robbery while they are on vacation out West. Some time later, John returns to his father's country estate on Long Island and again saves Helen when she almost drowns. The two fall in love, but when John learns that Helen has a reputation as a society coquette, he plans to teach her a lesson in humility. Learning of his plan, Helen retaliates by accepting the proposal of the fortune-hunting Count Berratti. All ends happily, however, when John saves Helen for a third time and she trades the count's proposal for his.