Miss Terry robs the home of society girl Helen Wentworth, then returns to her boardinghouse and pays her overdue bill with the stolen money. Among her fellow boarders are three bachelors with whom she enjoys flirting. Gordon True is a struggling young author, Freddie Bollen a hardware clerk, and John Quig a ribbon clerk at a department store. After testing all three suitors, Miss Terry finds herself attracted to True's earnestness. She then reveals that she is actually the wealthy Helen Wentworth, and had assumed the identity of Miss Terry in order to escape the ennui of the idle rich. Satisfied with the sincerity of True's love, she marries the struggling author and publishes his book.